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FAQ

We’ve answered below some of the most regular questions we receive from our customers, but if there is anything further you want to know, please don’t hesitate to contact us.

What beneficiary details do I need to provide?

We can transfer direct to your recipient’s bank account. You’ll need to ensure you have certain information at hand to avoid any delays – this includes:
Account Holders Name
Account Number
SWIFT/BIC code
Bank Name
Bank Address
IFSC Code

When will my recipient receive their funds?

Next working day delivery – if you complete the payment online before 11:00am UK time.

Two working day delivery – if you complete the payment online after 11:00am UK time.

What is an IFSC code?

The Indian Financial System Code (also known as IFSC) is an 11 digit code for identifying the bank and branch in which an account is held. The IFSC Code is required for all payments to India when sending Rupees – Learn more

What payment methods can I use?

We offer a choice of payment methods:
Bank transfer
Once you have completed your transaction on Xendpay, you will receive an automated e-mail, confirming our bank account details where your funds should be sent to.
SOFORT Banking allows you to pay directly from your bank account. You’ll be securely redirected to the website of SOFORT Banking, where you pay with your regular online banking information. Please have your online banking details at hand.Credit & Debit cards
When you choose to pay by credit or debit card the required funds will automatically be debited from your account once the transaction is complete.

What exchange rate do you offer?

Our exchange rate is offered as a ‘live feed’ to ensure we are offering our customers the best possible deal at all times. Once you enter your specified sending amount, PaisaTransfer.com will clearly display the exact exchange rate.

How much money can I send?

You need to transfer a minimum amount of £25 or the equivalent in your currency.
Once you have registered, you can send a maximum amount of £900 before Account Verification.
Once you have Verified your Xendpay Account you will be able to send up to £100,000 online via Bank Transfer and a maximum amount of £5000 via card. However, you can make more than one card payment a day.
If you need to send amounts larger than £100,000 please call our Customer Services team on +44 (0) 20 7220 8158.

Is my money safe?

Paisatransfer.com is powered by Xendpay, part of the Rational Group, who are authorized by the FCA and HMRC and have transacted over US$4b to date. Our clients range from Corporates trading Millions of GBP per week, to people sending a few hundred Pounds, US Dollars or Euros home every month.

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